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Financial Resources

Otsego County Economic Development

Otsego County Loan Programs
  OCDC
  Rural Revolving Loan Fund
  COIDA

Otsego County Empire Zone

Area Farm Lenders

MVEDD

NYS Ag & Mkts
  Grow New York
  Funding Opportunities
  Pride of New York
  Tax Savings & Protection

NYSERDA

Empire State Development

NYBDC Ag Lending Program

Northeast Region SARE

USDA
  Rural Development Programs
  Ag Marketing Services

SBA
  Business Opportunities
  Disaster Recovery Program



AREA FARM LENDERS

First Pioneer Farm Credit

Full financial service for agricultural businesses including loans, equipment leases, tax planning, business planning and multi-peril insurance. Offers reduced fees and charges for new farmers.

Branch offices include:
Cobleskill
2668 State Route 7, Suite 21
Cobleskill, NY 12043
Tel: 518.296.8188
Toll free: 800.327.6588
Fax: 518.296.8187
Cobleskill.ny@firstpioneer.com
Sangerfield
995 State Route 12
Sangerfield, NY 13455
Tel: 315-841-3398
Toll Free: 800-762-3276
Fax: 841-3397
Sangerfield.ny@firstpioneer.com
www.firstpioneer.com

NBT Bank

Offers a wide range of agricultural products and services, including loans for: Cattle, Personal Credit, Real Estate, Crop Expenses, equipment and modernization

Offices in
Broome, Chenango, Clinton, Delaware, Essex, Franklin, Oneida, Otsego,
St. Lawrence and Tioga Counties.

1-800-628-2265
www.nbtbank.com

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